# National Insurance Company Ltd., Division Office, Gorakhpur v. Smt. Usha Devi & Ors

- **Citation:** (2020) 9 ILRA 204
- **Court:** High Court of Judicature at Allahabad
- **Decided:** 2020-03-06
- **Case number:** First Appeal From Order No. 2643 of 2003
- **Bench:** Dr. Kaushal Jayendra Thaker
- **Source:** https://unisonlegal.in/judgment/allahabad-high-court/national-insurance-company-ltd-division-office-gorakhpur-v-smt-usha-devi-ors-45929
- **Pages:** 3

## Headnote

A. Civil Law -Motor Vehicle Act, 1988 -
Section 158 and 166(4) - Claim - Power of
tribunal - Argument of late reporting of accident
and doubt on Involvement of vehicle in accident
- Section 158 and 166(4) provide that
particulars of vehicles involved in the accident
have to be collected by investigating agency and
forwarded
to
the
Tribunal
as
accident
information report in Form 54 which shall be
treated as claim application - Motor Vehicles Act
empowers the Tribunal to award compensation
to the claimant even in absence of formal claim
application - Moreover, no objections was
raised before the tribunal that the vehicle was
not involved in the said accident - Argument
found not liable to be accepted. (Para 10 and
11)

Appeal dismissed. (E-1)

Cases relied on :-

## Text

204 INDIAN LAW REPORTS ALLAHABAD SERIES
claimants for enhancement in the year 2010
but the delay came to be condoned while
hearing the appeals on merits and therefore
the submission of Sri Amit Manohar that
the interest should be computed from 2019
cannot be accepted.

20. In the final analysis FAFO No.
2538 of 2009 and FAFO No.2473 of 2009
are
partly
allowed
whereas
F.A.F.O.
No.734 of 2011 preferred by the Insurance
Company is dismissed.

21. Record and proceedings be sent
back to the Tribunal.

22. The Insurance company shall
deposit the difference of the amount within
12 weeks from today.

23. The matters were ordered to be
listed for pronouncement on 23.3.2020 but
due to lockdown the pronouncement was
deferred. Pronounced belatedly today.
----------
(2020)09ILR A204
APPELLATE JURISDICTION
CIVIL SIDE
DATED: ALLAHABAD 06.03.2020

BEFORE

THE HON'BLE DR. KAUSHAL JAYENDRA
THAKER, J.

First Appeal From Order No. 2643 of 2003

National Insurance Company Ltd.,
Division Office, Gorakhpur ...Appellant
Versus
Smt. Usha Devi & Ors. ...Respondents

Counsel for the Appellant:
Sri Anand Kumar Sinha

Counsel for the Respondents:
Sri Pavan Kumar, Sri Om Prakash Yadav
A. Civil Law -Motor Vehicle Act, 1988 -
Section 158 and 166(4) - Claim - Power of
tribunal - Argument of late reporting of accident
and doubt on Involvement of vehicle in accident
- Section 158 and 166(4) provide that
particulars of vehicles involved in the accident
have to be collected by investigating agency and
forwarded
to
the
Tribunal
as
accident
information report in Form 54 which shall be
treated as claim application - Motor Vehicles Act
empowers the Tribunal to award compensation
to the claimant even in absence of formal claim
application - Moreover, no objections was
raised before the tribunal that the vehicle was
not involved in the said accident - Argument
found not liable to be accepted. (Para 10 and
11)

Appeal dismissed. (E-1)

Cases relied on :-
1. Joshi Rajendrakumar Popatlal Vs Thakor
Ramnaji Hamirji & ors., 2020 ACJ 365
(Delivered by Hon'ble Dr. Kaushal
Jayendra Thaker, J.)

1. Sri Anand Kumar Sinha, learned
counsel for the Insurance Company and Sri
Om Prakash Yadav, learned counsel for the
claimants are present. None appears for the
owner.

2. By way of this appeal the Insurance
Company has challenges the award and
decree dated 29.07.2003 passed by the
Motor Accident Claims Tribunal/Special
Judge (SC/ST Act), Court No.3, Deoria, in
MACP No.102 of 2001.

3. The brief facts are that on
02.11.2000 at about 6.00 P.M. deceased
Ramnath Chauhan was returning from
Shardiha Inter College to his home and as
soon as he reached near ITI School,
Motorcycle No. U.P.-52C-5319 dashed
with him. He fell on the road and during his
treatment he passed away in the Gorakhpur
9 All. National Insurance Company Ltd., Division Office, Gorakhpur Vs. Smt. Usha Devi & Ors. 205
Medical College. The claimants are the
legal heirs of the deceased. The incident
was reported by way of first information
report. The vehicle/motorcycle was owned
by Abhinandan Yadav and was insured with
appellant-insurance company. The vehicle
was
insured
from
31.01.2000
to
30.01.2001. The deceased was 26 years of
age and was a carpenter by profession. It
was averred that he was earning Rs.150/-
per day.

4. The owner of the vehicle filed his
written statement contending that the
accident occurred due to fault of the
deceased and not by the fault of the driver
of the vehicle, as the deceased came on the
wrong side and that is why the accident
was authored by the deceased and not by
the driver of the motorcycle. The cover
note was filed, which shows that vehicle
was insured with the appellant insurance
company.

5. Insurance Company filed reply
contending that no accident occurred with
the said vehicle, even denied that the
deceased was a carpenter by profession and
that they were breach of policy condition.

6. The Tribunal framed four issues
and held all against the owner of the
vehicle and the insurance company. The
Tribunal also held that the deceased was
earning Rs.3,000/- per month and not
Rs.150/- per day, and deducted one
third(1/3), and that the deceased was aged
between 24-30 years, therefore, applied the
multiplier of 18, and granted Rs.4,32,000/-
and added Rs.9,500/- for non pecuniary
damages with 9% interest.

7. The Insurance Company has
contended that the FIR which was lodged
on 11.11.2000 by the brother of the
deceased was against an unknown vehicle,
but
the
police
was
informed
that
Vehicle/Motorcycle
No.
U.P.-52C-5319
was involved in the said accident. It is
submitted by the counsel for the Insurance
Company that the actual vehicle involved
was not traced and therefore, the claimants
planted this vehicle with the collusion of
the owner. It is further submitted that the
income should have been Rs.15,000/- per
annum as per Schedule. The deceased was
not earning Rs.3,000/- per month, as he
was a daily wager.

8. While going through the record it is
very clear that the Tribunal has considered
the income of the deceased to be Rs.3,000/-
per month and in the year of accident a
laborer can earned the said amount. The
Tribunal has not added any amount for
future loss of income and has granted
meager amount under the head of non
pecuniary damages, hence the submission
that the income is on higher side cannot be
accepted,
rather
the
amount
is
on
conservative
side,
hence
the
said
submission of the counsel for the appellant
cannot be accepted.

9. The submission of the counsel for
the appellant before this Court that the
vehicle was not involved in the said
accident and that no eye witness was
examined who would prove that the vehicle
was involved in the accident. It is further
submitted that the FIR was lodged after
nine days of the accident and that too
against an unknown vehicle. The final
report by police also showed that vehicle
was not involved in the accident.

10. The submission of learned counsel
for the appellant that accident was reported
late and therefore, this Court should hold
that the vehicle was not involved in the
206 INDIAN LAW REPORTS ALLAHABAD SERIES
accident, cannot be accepted. Section 158
and 166(4) provide that particulars of
vehicles involved in the accident have to be
collected by investigating agency and
forwarded to the Tribunal as accident
information report in Form 54 which shall
be treated as claim application. Motor
Vehicles Act empowers the Tribunal to
award compensation to the claimant even
in absence of formal claim application. I
am supported my view by the recent
judgment of Gujarat High Court passed in
the
Case
of
Joshi
Rajendrakumar
Popatlal Vs. Thakor Ramnaji Hamirji
and others, reported in 2020 ACJ 365,
and therefore, it cannot be said that the
vehicle was not involved in the accident.
The further contention of the counsel for
the
appellant
that
the
compensation
awarded is on higher side also fails.

11. In this case the insurance
company
has
not
examined
any
investigating office and has not even raised
any objections before the tribunal that the
vehicle was not involved in the said
accident. In his further statement also, the
said contention has not been raised, rather
the written statement was to the effect that
the driver did not have proper driving
license. Further, while going through the
record, it is very clear that the insurance
company also accepted that the vehicle was
involved in the accident. No issue was
raised to the said effect.

12. The appeal fails and is dismissed.

13. The record be sent back to the
Tribunal.
----------
(2020)09ILR A206
APPELLATE JURISDICTION
CIVIL SIDE
DATED: ALLAHABAD 08.01.2020
BEFORE

THE HON'BLE BALA KRISHNA NARAYANA, J.
THE HON'BLE SHAMIM AHMED

First Appeal From Order No. 3226 of 2013
Connected with
First Appeal From Order No. 577 of 2019

The
Branch
Manager,
The
Oriental
Insurance Company Ltd. ...Appellant
Versus
Smt. Anarkali Devi & Ors. ...Opposite Parties

Counsel for the Appellant:
Sri Vivek Kumar Birla, Sri Arun Kumar
Shukla, Sri Pankaj Kumar Asthana

Counsel for the Respondents:
Sri Pankaj Kumar Asthana, Sri Rakesh
Chandra Tiwari

A. Civil Law - Motor Accident Claim -
Determination
of
Compensation
-
Future
Prospects
-
Funeral
expenses,
loss
of
consortium and loss of estate - The deceased
was permanently employed and his age was 54
years 10 months -While determining the
income, the amount of 15% of his actual salary
shall be added to the income of the deceased
towards future prospects - Reasonable figures
under conventional heads namely, loss of
estate, loss of consortium and funeral expenses
should be Rs. 15,000/-, Rs. 40,000/- and Rs.
15,000/-
respectively
-
Tribunal's
award
modified. (Para 10, 11 and 14)

Appeal disposed of. (E-1)

Cases relied on :-

1. Smt. Sarla Verma & ors. Vs Delhi Transport
Corp. & anr., 2009 (2) T.A.C. 677 (S.C.)
2. National Insurance Company Ltd. Vs Pranay
Sethi & ors. reported in 2017 LawSuit (SC) 1093
(Delivered by Hon'ble Bala Krishna
Narayana, J. &
Hon'ble Shamim Ahmed, J.)